I2CREDIT Nº 59
Consumers in a Festive Mood as the Holiday Season Approaches
U.S. households are expected to spend an average of $471 on gifts during the holiday season, up from last year's estimate of $449, according to The Conference Board.
Por: Publicada en www.acainternational.com
The top Christmas spenders will be East South Central households (Alabama, Kentucky, Mississippi, Tennessee), who intend to spend $583. Lowest Christmas spending will be in the West North Central region (Iowa, Kansas, Minnesota, Missouri, Nebraska, North Dakota, and South Dakota), where consumers intend to spend $397 on Christmas gifts.
One-third of all households will spend $500 or more on Christmas gifts, with 35 percent spending $200-$500 and the remaining 31 percent planning to spend less than $200.
This year, 38 percent of all consumers will buy Christmas gifts on the Internet, the same percentage as a year ago. Books top the list of online Christmas buying, with 40 percent saying they will buy books as gifts. Apparel and footwear came in second with 39 percent of consumers intending to purchase these gifts online. Toys/games rank third as online Christmas buying choices, followed closely by movie videos and DVDs.
Of the 38 percent who said they purchased Christmas gifts last year on the Internet, 91 percent said they were satisfied with their online buying experience.
Other key findings in The Conference Board survey:
Households headed by individuals aged 45-54 intend to spend the most this year, with $485 the average expenditure.
Households headed by those aged 35-44 intend to spend $479 on gifts.
Households whose incomes top $50,000 intend to spend $612 for Christmas gifts.
Ultimas Notas
I2CREDIT Nº 59
La clienta tiene siempre la razón
Las mujeres determinan las formas y tendencias del consumo, afirman los que estudian el mercado. En rubros tan variados como las industrias culturales, la comida rápida o la tecnología, ellas marcan la tendencia. En Europa, en Estados Unidos o en la Argentina.
Por: Jimena Vallejo - Revista Ñ
México: Protección a los usuarios de tarjetas de crédito
Dada la causa se produce el efecto y ante los problemas que engendra el exceso de emisión de tarjetas de crédito a favor de personas que no están en aptitud de cumplir, adecuada y oportunamente, con los costosos compromisos contraídos, es imprescindible que los órganos de gobierno competentes intervengan para combatir los efectos dañinos que engendran las tarjetas de crédito. De esa manera, conviene hacer referencia a los órganos de gobierno responsables.
Por: Carlos Arellano García - El Sol de México
Argentina: Lousteau se concentrará en lograr más crédito para la producción
Un equipo de casi 10 colaboradores del titular del Banco Provincia se instaló en el Palacio de Hacienda. La prioridad pasa por fomentar el crédito a la producción.
A una semana para el inicio formal de su era en el Ministerio de Economía, Martín Lousteau desembarcó a pleno en el Palacio de Hacienda. Desde temprano, su equipo de colaboradores más cercanos copó el viernes pasado las áreas clave de esta cartera y comenzó a recopilar información con vistas al inicio la nueva gestión.
Por: Fuente: Cronista
Motivación: La clave para lograr una relación laboral exitosa
Cuando tenía 12 años mis padres decidieron abrir una empresa de cobranzas en una pequeña ciudad del estado de Pensilvania. Mi padre, especialista en cobranzas, había trabajado en la industria financiera y fue alentado por sus colegas para abrir su propia empresa. En ese momento no tenía idea del impacto que esa decisión, algún día, tendría en mi propia profesión.
Por: Harry Strausser III Presidente - Remit Corp.
Taking Collections to the Web
Online collection services allow agencies to automate the collection process using the Internet.
The wall between collection agencies and consumers is becoming progressively more difficult to penetrate. Consumers are less likely to answer the phone, in part due to caller ID and answering machines. Collectors spend an enormous amount of time trying to reach consumers. When they do make contact, increasingly stringent regulatory requirements limit what agents can say. Time does not stop, yet the agency must quickly break through to recover valuable past-due accounts.
Por: James D. Burchetta - www.acainternational.org
Notas Destacadas
- 2012
- CREDIT PERFORMANCE Nº 106
- CREDIT PERFORMANCE Nº 105
- CREDIT PERFORMANCE Nº 104
- CREDIT PERFORMANCE Nº 103
- CREDIT PERFORMANCE Nº 102
- 2011
- CREDIT PERFORMANCE Nº 101
- CREDIT PERFORMANCE Nº 100
- CREDIT PERFORMANCE Nº 99
- CREDIT PERFORMANCE Nº 98
- CREDIT PERFORMANCE Nº 97
- CREDIT PERFORMANCE Nº 96
- CREDIT PERFORMANCE Nº 95
- CREDIT PERFORMANCE Nº 94
- CREDIT PERFORMANCE Nº 93
- CREDIT PERFORMANCE Nº 92
- CREDIT PERFORMANCE Nº 91
- 2010
- CREDIT PERFORMANCE Nº 90
- CREDIT PERFORMANCE Nº 89
- CREDIT PERFORMANCE Nº 88
- CREDIT PERFORMANCE Nº 87
- CREDIT PERFORMANCE Nº 86
- CREDIT PERFORMANCE Nº 85
- CREDIT PERFORMANCE Nº 84
- CREDIT PERFORMANCE Nº 83
- CREDIT PERFORMANCE Nº 82
- CREDIT PERFORMANCE Nº 81
- CREDIT PERFORMANCE Nº 80
- 2009
- CREDIT PERFORMANCE Nº 79
- CREDIT PERFORMANCE Nº 78
- CREDIT PERFORMANCE Nº 77
- CREDIT PERFORMANCE Nº 76
- CREDIT PERFORMANCE Nº 75
- CREDIT PERFORMANCE Nº 74
- CREDIT PERFORMANCE Nº 73
- CREDIT PERFORMANCE Nº 72
- CREDIT PERFORMANCE Nº 71
- CREDIT PERFORMANCE Nº 70
- CREDIT PERFORMANCE Nº 69
- CREDIT PERFORMANCE Nº 68
- 2008
- CREDIT PERFORMANCE Nº 67
- CREDIT PERFORMANCE Nº 66
- CREDIT PERFORMANCE Nº 65
- CREDIT PERFORMANCE Nº 64
- CREDIT PERFORMANCE Nº 63
- CREDIT PERFORMANCE Nº 62
- CREDIT PERFORMANCE Nº 61
- CREDIT PERFORMANCE Nº 60
- 2007
- CREDIT PERFORMANCE Nº 59
- CREDIT PERFORMANCE Nº 58
- CREDIT PERFORMANCE Nº 57
- CREDIT PERFORMANCE Nº 56
- CREDIT PERFORMANCE Nº 55
- CREDIT PERFORMANCE Nº 54
- CREDIT PERFORMANCE Nº 53
- 2006
- CREDIT PERFORMANCE Nº 52
- CREDIT PERFORMANCE Nº 51
- CREDIT PERFORMANCE Nº 50
- CREDIT PERFORMANCE Nº 49
- CREDIT PERFORMANCE Nº 48
- CREDIT PERFORMANCE Nº 47
- CREDIT PERFORMANCE Nº 46
- CREDIT PERFORMANCE Nº 45
- CREDIT PERFORMANCE Nº 44
- CREDIT PERFORMANCE Nº 43
- CREDIT PERFORMANCE Nº 42
- CREDIT PERFORMANCE Nº 41
- 2005
- CREDIT PERFORMANCE Nº 40
- CREDIT PERFORMANCE Nº 39
- CREDIT PERFORMANCE Nº 38
- CREDIT PERFORMANCE Nº 37
- CREDIT PERFORMANCE Nº 36
- CREDIT PERFORMANCE Nº 35
- CREDIT PERFORMANCE Nº 34
- CREDIT PERFORMANCE Nº 33
- CREDIT PERFORMANCE Nº 32
- CREDIT PERFORMANCE Nº 31
- CREDIT PERFORMANCE Nº 30
- CREDIT PERFORMANCE Nº 29
- 2004
- CREDIT PERFORMANCE Nº 28
- CREDIT PERFORMANCE Nº 27
- CREDIT PERFORMANCE Nº 26
- CREDIT PERFORMANCE Nº 25
- CREDIT PERFORMANCE Nº 24
- CREDIT PERFORMANCE Nº 23
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- CREDIT PERFORMANCE Nº 20
- CREDIT PERFORMANCE Nº 19
- CREDIT PERFORMANCE Nº 18
- CREDIT PERFORMANCE Nº 17
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